Say the real thing
No "up to" numbers, no invented customer counts, no fine print that changes the headline. If a payment is pending, the screen says pending. If a fee belongs to Stripe, it is named as Stripe's.
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About Finlxo
A calmer place for the money you earn.
Most payment tools are built for companies with a finance department. Finlxo is built for the person doing the work: the freelancer, the studio, the seller who needs a clear answer to a simple question — did the money arrive?
The idea
Less ceremony.
Less ceremony.
More clarity.
Getting paid internationally often means stitching together a payment processor, an invoicing tool, a currency account and a spreadsheet. Each one has its own dashboard, its own terminology and its own version of the truth.
Finlxo narrows that down. One link to receive, three wallets to hold, one activity feed to check, and a reviewed path to withdraw. The product is deliberately smaller than the category — because most people do not need another suite. They need a clean record and a reliable payout.
What we optimise for
Three tests
Can you tell what happened?Every status should answer the question without a support ticket.
Can you tell when?Dates, timestamps and payout references belong in the record.
Can you tell who touched it?Actions are authenticated, reviewed or both.
Principles
Three habits that shape the product.
These are not values on a wall. They are the reasons a feature ships, changes shape, or never gets built.
Keep the surface small
Every screen should have one job. The receive page receives, the withdraw page withdraws, the activity page tells you what happened. Features earn their place by removing a question, not adding a tab.
Make the hard part visible
Verification and payouts take time because they involve real checks. Instead of hiding that behind a spinner, Finlxo shows the state, the reason and the next step — including when a document needs to be resubmitted.
What we are
A wallet with a narrow job.
- A payment page. A shareable link that accepts card payments through Stripe.
- A multi-currency balance. USD, EUR and GBP held in separate wallets.
- A reviewed payout path. BTC and ETH withdrawals after identity verification.
- A record. Activity history, filters, detail views and CSV export.
What we are not
And what we leave alone.
- Not a bank. Balances are not deposits and do not earn interest.
- Not an investment product. No returns, no trading, no yield.
- Not a card issuer. Card processing is provided by Stripe.
- Not a currency exchange. We hold currencies separately and do not convert them.
Who it is for
People who would rather do the work than chase the payment.
Finlxo is designed for individuals and small teams who invoice in more than one currency, sell to customers in different countries, and want a straightforward record of what came in and what went out.
FreelancersOne link, sent with a proposal or a final delivery.
Small studiosA shared place to see payments across projects.
Online sellersA simple card checkout without another storefront.
Cross-border workHold the currency you were paid in instead of converting.
How we work
Small on purpose. Accountable by design.
A narrow product is easier to keep honest. It also makes support better: when something goes wrong, there are fewer moving parts to inspect and a shorter path to a real answer.
If you are unsure whether Finlxo fits the way you work, ask before you sign up. A short conversation is cheaper than a mismatched account.
Talk to us
Contact
One business day
Supportsupport@finlxo.com
Securitysecurity@finlxo.com
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