An account is free to open and free to keep. You pay the rails you use: Stripe's card processing terms and the blockchain network fee on a crypto payout. Finlxo does not add a subscription on top.
$0/ month
Everything you need to receive, hold and withdraw — with no subscription and no minimum volume.
At costvia Stripe
Cards are processed by Stripe. Their standard terms apply to each successful payment.
Networkonly
You pay the blockchain network fee that applies at the time of the payout. Finlxo does not mark it up.
Stripe's processing terms are set by Stripe and can vary by country, card type and currency. Blockchain fees are set by the network. This page describes Finlxo's own charges, not third-party costs.
A short, readable summary of what Finlxo charges. If a fee is not on this list, Finlxo does not charge it.
Finlxo does not convert between currencies. If you receive euros, your euro wallet holds euros until you withdraw them. This avoids an FX spread you did not ask for.
There is no premium tier hiding the useful parts. Verification, payment links, the activity feed, exports and payout requests are all part of the same account.
Failed card attempts do not create a payment record or a fee. Only a successful charge reaches your balance.
There is no subscription to cancel and no annual plan that renews automatically.
Identity review is part of opening the account. You are never asked to pay to unlock your own balance.
Short answers to the money questions. For anything else, the support inbox is open.
Email supportsupport@finlxo.comNo card required to apply, no monthly fee to remember, no minimum volume to chase.